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Bill payment tracker/reminders: Having all of your bills in one place, with reminders when payments are due, will help you avoid monthly surprises.Goal setting: Can you set savings goals, like having a certain amount in retirement and emergency funds, and track your progress along the way?.It’s hard to know if you’re making progress without this kind of information. Reports can help you compare spending from month to month and across categories.
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Charts/reports: Most budgeting apps give you some kind of overview of your income and expenses, letting you visualize the big picture.Budget alerts: It’s nice to get a notice before you go over budget for the month.Can the app tell the difference automatically? If not, can you categorize transactions yourself? This is one of the most useful aspects of budgeting apps. Automatic transaction categorizing: “Groceries” are purchases from the grocery store “Dining out” are purchases at restaurants.